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Last updated: 01.08.2023


1.1. Welcome to (hereinafter referred to as "Web site" or "website") which is operated by Intertaxer Ltd. (hereinafter referred to as Provider) and may be accessed worldwide.

1.2. By using this website you warrant that you are at least 18 years of age and agree to be bound by these Terms and Conditions for the use of the website. Please read these Terms and Conditions carefully before using this website and if you have any questions, please contact us at: or telephone number: +359 885 769 004. 

1.3. If you do not agree to any of the conditions contained in these Terms and Conditions, you should not use this website.



2.1. These Terms and Conditions have been drafted and intend to regulate the relations between Intertaxer Ltd., a company, registered in the Commercial Register at the Registry Agency, having its seat and registered address at: Sofia, 1700, 23 “Professor Atanas Ishirkov” Street, e-mail address: and website:, hereinafter referred to as "Provider", and the users of the Website, hereinafter referred to as "Users", in connection with the use of this website. The other documents that govern the relationship between the Provider and the Users in connection with the use of the website are the Privacy Policy and the Cookies Policy.

2.2. These Terms and Conditions will come into force as soon as the User uses the website for the first time. The User undertakes to use the website and all the contents of the website legally, in accordance with the conditions set forth in these Terms and Conditions.


3.1. For the purposes of these Terms and Conditions:

3.1.1. Provider is Intertaxer Ltd.

3.1.2. User/s is/are:


3.1.3. Contact Form is a provided formular in an electronic form, that is available at and which full completion is a condition for contacting the Provider.


3.2. These Terms and Conditions provide information about:

  • Identification of the Provider;

  • Subject matter of the Terms and Conditions;

  • Characteristics of the Website;

  • Rights, obligations and liability of Users of the website;

  • Rights and obligations of the Provider;

  • Personal data protection;

  • Exemption from liability;

  • Links to third party websites;

  • Intellectual property rights;

  • Final provisions.



4.1. Name of the Provider: Intertaxer Ltd.

4.2. Seat and registered address: Sofia, 1700, 23 “Professor Atanas Ishirkov” Street

4.3. Contacts: telephone:+359 885 769 004, e-mail address:

4.4. Data for entry in the commercial register and any other public register:

  • Intertaxer Ltd. is a company, registered in the Commercial Register at the Registry Agency.



5.1. Commission for Personal Data Protection

Address: Republic of Bulgaria, Sofia 1592, 2 Prof. Tsvetan Lazarov Blvd.

Telephone: 02/91-53-519
Fax: 02/91-53-525




5.2. Commission for Consumer Protection

Address: Sofia 1000, 1 “Vrabcha” Street, floor 3, 4 and 5

Telephone: 02/933 0565

Fax: 02 / 988 42 18

Hot line: 0700 111 22





6.1. The Provider has created the website, which contains detailed information about the products and services offered to the Users. 

6.2. The Provider provides and the Users undertake to use the website under the conditions set forth in these Terms and Conditions.

6.3. In its professional activity, the Provider guarantees to the full extent the rights of the Users provided by law, as an additional corrective of its activity are namely the good faith, as well as the consumer and commercial criteria established as good practices.


7.1. The services offered on the website are intended to be used by Users who are mature and capable. By accepting these Terms and Conditions of use, the User declares that he/she meets these conditions.

7.2. The registration on the website is voluntary and free of charge. To register, the User shall select the "Log In" button, selec “Sign Up” and fill out the registration form in which the following data shall be filled: password and e-mail address.

7.3. After filling the required information, the User must click on the "Sign Up" button. The User is responsible for protecting of his/her password, as well as for all actions performed by the User or by a third party using the password.

7.4. After filling out the form and clicking on the "Sign Up" button, the User will receive an email from the Provider on the e-mail address specified in the registration form to verify the email address of the account. The email sent to the User contains 6-digit code, which the User needs to paste on the required form in order to confirm the e-mail address. By completing the registration procedure, a User’s account is created on the website. The account is accessed by entering an e-mail address and a password. After the User registers a User profile, the User has the opportunity to access the User profile and to make changes to the data.

7.5. It is prohibited the same e-mail address to be registered for more than one User’s account.

7.6. The User confirms that the information provided during the registration is correct. The Provider is not responsible for any typographical errors or misrepresentations of information or information presented in a misleading manner. The User undertakes to update and correct outdated and inaccurate data within 7 days of the change of the data. The User is responsible for all actions that are performed through the registered account. The User undertakes to notify the Provider of suspected or unlawful access.

7.7. The Provider has the right to reject an application for registration of User’s account or refuse access to the services offered on the website in the event that the User provides or the Provider has doubts that the User has provided incomplete, incorrect or inaccurate information. The Provider has the right to close/delete registered User’s account if, at his discretion or if data is available from competent government authorities, that the unauthorized actions are or have been committed through the registered User’s account.


8.1. The website is created to inform Users about the ZoYo Cards advertised by the Provider and the latter to be contacted if the User has any queries about the services offered and advertised on the website.

8.2. The main characteristics of the ZoYo Cards advertised are indicated individually in the relevant profile of the ZoYo Card selected by the User.

8.3. The website includes comprehensive information about:

  • Information about the Provider;

  • All types of services that the Provider offers to Users;

  • Information about how to contact the Provider.


8.4. The Users of the website have the opportunity to use the following services, namely:

  • to view the content of the website.


8.5. The Provider provides a detailed information to the Users for each ZoYo Card advertised on the website.



9.1. The User undertakes to use the website and its functionality legally and in accordance with these Terms and Conditions of Use.

9.2. The User has the right to review the contents of the website.

9.3. The User has the right to contact the Provider of this website.

9.4. The User has the right to register only one account.

9.5. The User has the right to delete an account he registered at any time.

9.6. The User undertakes to update the information in his registered account in case of any change that has occurred within 7 days.

9.7. The User is not allowed to modify, copy, duplicate, create derivative or customized, separate or entire parts of the website.

9.8. The User is not allowed to provide to any third party in any manner and in any form, for any commercial or non-commercial purpose, any content, information, know-how or technology that is derived in part or in whole from the website.

9.9. The User is not allowed to publish, send or otherwise make computer viruses or the like.

9.10. The User is not allowed to disable and/or upset the full or partial functionality of the website as well as the services offered on the website.

9.11. The User is not allowed to generate excessive web traffic or to overload website traffic.

9.12. The User is not allowed to disrupt the operation of networks or servers that are related to the Services and may not interfere with the provision of services.

9.13. The User shall not attempt to gain unauthorized access to any part of the website or to the servers maintained and owned by the Provider.

9.14. The User undertakes to keep secret of his/her e-mail address, username and password for accessing of his/her registered account.

9.15. The User is not allowed to provide his account for use by others. The User is not allowed to use the accounts of other persons.

9.16. The User shall immediately notify the Provider of any unauthorized use of the username and password.

9.17. The User is not entitled to use the Provider's trademark. The User is responsible for any actions he/she has done in connection with the use of the website.

9.18. The User is not allowed to send "spam", "junk mail", "chain letter" or any unsolicited commercial messages.



10.1. The Provider may at any time make changes to the website at its sole discretion, without obligation to notify.

10.2. The Provider may at any time update, modify, expand, add or remove goods and/or services on the website.

10.3. The Provider may at any time make changes to the description of the goods and/or services provided on the website.

10.4. The Provider has the right to remove inactive accounts.

10.5. The Provider is entitled to temporarily suspend or terminate the provision of a service in case of violation and/or suspicion of breach of these Terms and Conditions of Use or in case of unfair behavior and/or suspicion of unfair behavior of the User.

10.6. The Provider has the right to close/delete the registered User's account in the following cases:

  • if the account has not been used for a long period of time (more than three years);

  • at any time upon request by the User by e-mail;

  • in other cases at Provider's discretion, after prior notice.


10.7. The Provider has the right to limit or block User’s access to its registered account in the following non-exhaustive cases:

  • When the User acts in violation of these Terms and Conditions;

  • When the User performs actions that violate the reputation of the website;

  • When the User performs actions that violate the Provider's interests;

  • In case of actions that violate the security and functioning of the website;

  • In case of violation of the Provider's intellectual property rights;

    • On receipt of an order from a competent state authority.

10.8. The Provider has the right to refuse the creation of a new account of a User, whose account has been deleted or blocked.


11.1. The Provider collects and processes personal data of Users by applying all the standards for the protection of personal data under Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC. The Provider respects the privacy of Users and undertakes every effort to protect the personal data of Users against unlawful processing by applying technical and organizational measures, which measures are entirely consistent with state-of-the-art technological developments and provide a level of protection that corresponds to the risks associated with the processing and the nature of the data that should be protected. Detailed information on what personal data the Provider processes, the purposes of the processing of personal data, the period for the storage of personal data, as well as other information in fulfillment of the requirements of Article 13 of Regulation (EC) 2016/679 is available in the Privacy Policy which is published on the website of the Provider.



12.1. The Provider does not in any way give any guarantee that the website and its services will be available at any time and from anywhere in the world. The Provider does not guarantee that the website will remain unchanged and will be maintained indefinitely over time.

12.2. The information on this website could include technical inaccuracies or errors although the Provider uses reasonable efforts to keep all the information on this website up to date. The Provider takes the necessary steps to ensure that the Users have an uninterrupted access to the website and also maintains the website and services with the care of the good merchant for the purpose of providing services to Users with good faith. The Provider has the right to make changes and improvements to this website at any time without notice. The Provider assumes no liability or responsibility for any damages or losses incurred for the Users as a result of the use of this website and the information from this website. 

12.3. The responsibility for the use of this website is entirely for the User as he/she operates and exploits its capabilities. The Provider assumes no liability or responsibility for any damages and adverse consequences associated with the use of this website, including in the event of material damage to the relevant technical device of the User. 

12.4. The Provider shall not be held liable for acts performed by Users in violation of these Terms and Conditions of use. The Provider shall not be held liable for damages that are caused by false, misleading, inaccurate information provided by the Users of the website.

12.5. The Provider shall not be held liable for any damages resulting from a User's fault, computer virus, omission, interruption or problem in the system itself, supporting the integrity and structure of this website.


13.1. The website of the Provider contains links to websites maintained by third parties ("Third Party Websites") such as “Facebook” button,  “Instagram” button and “LinkedIn” button. All third party websites accessible through this website are independent and the Provider assumes no responsibility for damages and losses incurred by Users as a result of the use of these websites. The Provider is not responsible for the content on the Third Party Websites, and also for the presence of viruses or other harmful components on these websites.


14.1. The whole content on the website, including, but not limited to, all published texts, illustrations, graphics, computer programs, trademarks and any information posted on the website - is the exclusive property of the Provider. Use of Provider's trademark without his consent is a violation of the law. Trade marks, that are posted on the Website are protected by the applicable law. Nothing in these Terms and Conditions shall be construed as a permission to grant the right to use the posted on the website trademark.

14.2. The content of the website of the Provider may only be used by Users of the website for personal, non-commercial use.

14.3. The use of the information contained in this website for commercial purposes, in any form (copying, modifying, downloading, selling, creating derivative works, reproducing, distributing, publishing, re-transmission, etc.) is strictly prohibited. Users assume all liability from the use of the content of the website in violation of the rights of the Provider and the User is entitled to full compensation for the damage caused by the User.

14.4. Access to the website and the services provided on the website shall in no way be considered and interpreted as a free provision of licenses or intellectual property rights.

14.5. Reproduction of the content of the website or any part of it is done only with the written consent of the Provider.


15.1. All communications and notifications between the Provider and the User will be deemed to be valid if they are sent in writing.

15.2. The invalidity of any provision of these Terms and Conditions will not result in the invalidity of the Terms and Conditions as a whole.

15.3. For all matters not covered by these Terms and Conditions, the provisions of the Bulgarian civil and commercial legislation shall apply. 

15.4. Any disputes between the Provider and the User arising out of these Terms and Conditions and the individual agreement shall be settled amicably by the parties. If the dispute cannot be resolved amicably, it shall be referred to the competent court.

15.5. The Provider has the right to update these Terms and Conditions of Use at any time in the future. When this happens, the revised Terms and Conditions will be posted on this website with a new "Last Updated" at the top of these Terms and Conditions and will be in force from the date of publication. It is therefore advisable to periodically check these Terms and Conditions to make sure that you are familiar with any changes. Using the website after publishing the updated Terms and Conditions, you will be deemed to agree with the changes made. 

15.6. If you have additional questions about these Terms and Conditions of Use, please do not hesitate to contact the Provider at:  or +359 885 769 004.

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